Disclosure: As part of the Better Moments Blogger Brigade Program, I did receive compensation for this post. The opinions expressed here are mine and nobody else's. I have been a U.S. Cellular Customer for 15+ years.
OK~ Smart phones make it easy to shop this holiday season. Gone are the days when it is absolutely necessary to have a wallet in your purse or in your back pocket. We've talked a lot about keeping our families safe online, so it seems like an ideal time to talk about how easy it is to shop with your smart phone. The apps securely store payment information and utilize near-field communication, or NFC, to offer wireless payment through a merchant's payment terminal. Many of you are already using these apps, as a recent U.S. Cellular survey found that 47 percent of smart phone users manage or monitor their finances on their devices. These apps make it easy to track your purchases and it's easy to make payment with your device.
There are three major apps that you can use anywhere they are on U.S. Cellular's national network:
Apple recently said it expects to have Apple Pay acceptance at more than 1.5 million U.S. Locations by the end of 2015. You can set up Apple Pay through the Passbook app on your Apple device such as the new iPhone 6, and payment can be completed by placing the device near the stores' register.
Apple Pay automatically connects the phone when near the NFC reader and requires a fingerprint scan to authorize the transaction. Apple Pay can also make payment online or within other apps.
For Android phone owners, Google Wallet can link multiple cards or bank accounts to an account which is accessed by a four digit pin.
Like Apple Pay, Google Wallet offers a tap-and-pay option to use in-store. Google Wallet can also be used in the Google Play store, within apps and online wherever a "Buy with Google" Button is found. In addition, Google Wallet can store customer loyalty cards from favorite stores ensuring users never out on a deal.
Samsung Pay is available on the latest Samsung devices such as the Galaxy S6 Edge or Galaxy Note 5, and it uses NFC technology as well as magnetic transmission, making it compatible at almost all stores in the United States.
Most credit card holders are all able to link their cards and accounts to Samsung Pay.
Shopping this holiday season has never been easier. Head to your favorite store with your smart phone in tow and your purchases will be the simplest ever!
So.. tell me- Are you using any of these apps on a regular basis to make payment or are you waiting to try them out?